As you would be aware, Kohl’s is an American department store retail chain with an amazingly expansive collection of products ranging from Home Improvement, Clothing, and Appliances to Fashion and whatnot. This gigantic department store with over 1100 branches spread in the United States was founded by Maxwell Kohl, who has only operated a chain of grocery stores since 1927. He established his very own supermarket in 1946, later becoming the first southeastern Wisconsin chain called Kohl's Food Stores. 

Wouldn’t you like to know a little backstory to how this food store transformed into one of the largest supermarkets where you can find anything you wish for? Kohl’s began by expanding its collection and type of products ranging from candy bars to mechanical equipment. A British American tobacco company bought a controlling interest in Kohl’s company while the Kohl family still managed it in 1972. Later in 1979, this corporation was sold to Batus Inc and then to a group of investors who purchased the company in 1986 and finally made it public in 1992. 

Kohl's, headquartered in Milwaukee, Wisconsin, became the largest department store chain in the US, beating its biggest competitive store J.C Penney in 2012. Kohl’s is also listed on the Fortune 500 and S&P 400. Kohl’s now has a wide range of everything from home improvement, kitchen & dining, bed & bath, men/women/kids apparel, toys, and footwear to beauty products & jewelry

Kohl’s Credit Card

Kohl’s is known for coming up with frequent discounted deals, promotional offers, and coupons for up to 35% off on store items. Just like major retail stores, Kohl’s also offers its own brand’s retail store credit card, which you can use only at the Kohl’s chain of stores and their website. If you’re a loyal shopper at Kohl’s, you would certainly be rewarded with various perks via their credit card. 

Like most retail cards, the Kohl's Card also comes with a store credit limit, even though it is much lower than the credit limits issued on regular credit cards. The amount of credit issued depends on your credit history and can range from $300 to $3,000, though it commonly tends to remain under $1,000. Since it is a charged card, the kohls credit card payment must be paid monthly. The card does not charge an annual fee, although you may have to pay a late or returned payment fee.

What does Kohl’s credit card have to offer? How can you get the Kohl’s card? How to use it and make the most of it? Let us guide you through it so you are all set up to reap its benefits & rewards asap! 

Kohl’s Card & Its Glorious Perks:

Let's dig in towards the discounts and kohls credit card rewards that they provide to their members:

  • Receive Extra Saving Coupons

You will receive additional savings coupons annually if you own a Kohl’s card. Kohl’s cardholders also get amazing offers for store discounts of 10% to 30% each year. Not only that, but you will also get a special anniversary coupon every year. 

  • New Card Members Discount 

The new member’s card discount at Kohl’s offers amazing value! You can get a whopping 35% discount on your first purchase from Kohl's. All you need to do is apply by signing up, and upon approval, you will become a cardholder. However, there is one condition: new cardholders must make their first purchase within 14 days of opening an account to get value from this discount. So, if you plan to buy something soon, don’t forget to sign-up and become a cardholder first! 

  • Free Online Payments

Another great advantage of being a Kohl’s credit card holder is making free-of-charge online payments, accessing your account balance, and receiving paperless e-statements. You will also unlock mobile payment options like Kohl's Pay, kohls credit card bill pay, and mobile bill payment. 

  • Receipt-Free Returns

Kohl’s card offers hassle-free returns. If you purchased using your Kohl’s credit card, you can easily make returns without a receipt. 

  • Most Valued Customers (MVCs)

So, another unique benefit that Kohl’s offer is that you become their Most Valued Customer by spending $600 per year. MVCs get monthly free shipping promotions along with all the benefits listed above.

If you become a Most Valued Customer, you also get various discounted offers, including an annual birthday gift.

How To Setup Your Kohl’s Card

The registration process to set up your Kohl’s credit card is pretty simple and time-saving. 

Go to and enter the details required. It would be best to input your full name, email address, phone number, home address, date of birth, social security, and annual income. After you have entered all your details, all you need to do is click ‘review’ so that Kohl’s can review your application for their credit card. Once approved, you will receive their decision and can use your Kohl’s card quickly. Even though it could take up to a few weeks, you can still shop before your new card arrives! All you need to do is present a valid ID in-store and let an associate know you do not have your card yet.  

Kohl's credit card login can be done from a desktop, mobile/tablet site, and Kohl's app. You can also use SMS text messages to get Kohl’s Card account information by sending the following commands to 65710 

  • BAL – By sending this text, you can check your account balance.

  • AVAIL – By sending this text, you can check your available credit.

  • DUE – You can check your minimum payment due by sending this text.

  • HIST – You can check your recent transaction history by sending this text.

  • COMMAND – By sending this text, you will receive a list of available commands. 

  • STOP – By sending this text, you can prevent receiving future Alerts via text.

  • HELP – By sending this text, you will receive the following message: 

“Kohl's Charge: Call 1-800-564-5740 for support. Msg Frequency Depends on Acct Settings. Msg&Data Rates May Apply. Reply STOP to cancel, COMMAND for options.”